Terms of Service

Welcome to CreatoLay.com ("Service," "we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website located at CreatoLay.com and any related services provided by us.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

CreatoLay.com is a live streaming overlay and content creation platform that provides:

• Interactive overlays for live streaming platforms
• Real-time weather and location services
• Stream management tools and analytics
• Integration with third-party services (OpenMeteo, OpenStreetMap)
• Payment processing and tipping features

You must be at least 13 years old to use our Service. If you are under 18, you must have parental or guardian consent to use our Service.

By using our Service, you represent and warrant that:

• You are at least 13 years old
• You have the legal capacity to enter into these Terms
• You will use the Service in accordance with these Terms
• You are not located in a country that is subject to a U.S. Government embargo or designated as a "terrorist supporting" country

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding your account credentials and for all activities that occur under your account.

Account Security

• You must notify us immediately of any unauthorized use of your account
• You are responsible for maintaining the confidentiality of your login information
• We reserve the right to terminate accounts that violate these Terms

CreatoLay.com may offer paid services and tipping features. All payments are processed through secure third-party payment processors.

Payment Processing

• Payments are processed in Israeli Shekels (ILS) and US Dollars (USD)
• All transactions are final and non-refundable unless required by law
• We reserve the right to modify pricing with 30 days' notice
• Israeli VAT (17%) will be applied where applicable

Banking Information

Payments may be deposited to Israeli bank accounts. You acknowledge that:

• Israeli banking regulations apply to transactions
• We comply with Israeli tax reporting requirements
• US tax obligations may apply to US citizens regardless of residence

Our Service integrates with third-party services including:

• OpenMeteo: Weather data services
• OpenStreetMap: Mapping and location services
• Payment Processors: Secure payment processing

These third-party services have their own terms of service and privacy policies. We are not responsible for their content, privacy practices, or any issues arising from their use.

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with the Service's operation
• Use the Service for commercial purposes without authorization

The Service and its original content, features, and functionality are owned by CreatoLay.com and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You retain ownership of content you create using our Service, but you grant us a license to use, modify, and display such content in connection with providing the Service.

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

We comply with:

• Israeli Privacy Protection Law, 5741-1981
• EU General Data Protection Regulation (GDPR)
• California Consumer Privacy Act (CCPA)

Service Availability

The Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee uninterrupted or error-free service.

Limitation of Liability

To the maximum extent permitted by law, CreatoLay.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including breach of these Terms.

Upon termination, your right to use the Service will cease immediately, and we may delete your account and data.

These Terms shall be governed by and construed in accordance with the laws of Israel, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Service shall be resolved in the courts of Israel, with the Tel Aviv District Court having exclusive jurisdiction.

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last Updated" date.

Your continued use of the Service after any changes constitutes acceptance of the new Terms.

If you have any questions about these Terms of Service, please contact us:

• Email: creatolay@gmail.com
• Website: CreatoLay.com